humm bird bnpl

How humm finance works.

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.

This means we’ve split our product in two:

Little things for all of your purchases up to $2,000,
and Big things for those purchases over $2,000 and all the way up to $30,000
They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

What is humm?

Buy ‘Little things’
  • Apply for up to $2,000
  • Repay in 5 fortnightly or 10 weekly slices
  • Repay and free up your balance to spend again

Buy ‘Big things’
  • Get approved online or in-store for up to $10,000
  • Apply instore for up to $30,000 depending on what you buy and where you shop
  • Repay over 6, 12, 24, 36 months

We care about keeping you cool… and are here to help you apply and complete your purchase with Humm.

We are available for a live chat on Monday to Thursday from 7:00 am to 4:30 pm and on Friday 7:00 am to 3:00 pm to help you through the selection process.